The Official
Newsletter
of the Youngstown
Columbiana
Association of REALTORS®
Inside this
Issue:
Revised
Forms Required
REALTORS® Work the
Rescue Mission
NAR New Ad Campaign
OAR Short Sale Message
Board
Why give to RPAC?
Mandatory Ethics
Education Information
Thank
You Sponsors
Education
In Sympathy
Coming Events
BOD Action
Read It & Reap
Welcome New
Members
MVR Online Survey
Links:
YCAR.org
CRISMLS.org
Ohio Open Houses
NAR Market Insight
Contacts:
YCAR
5405 Market Street
Youngstown, OH 44512
330-788-7026
Fax
330-788-4309
Web
www.ycar.org
Hours M-F 8:30-5:00
YCAR Staff:
Sharyn Braunstein
Chief Executive Officer
MVR Executive Editor
Joanna Freiberg
Administrative Assistant
MVR Editor
Jeff Hudson
Technical Coordinator
MVR Design
Mary Ann Pallante
Membership Secretary
Bookkeeper
Tracy Moracco
Receptionist
SUPRA Lockbox Manager
Legal Counsel:
Attorney Donald Leone
Officers:
Kathy Carroll
President
Eric Caspary
President-Elect
David Klacik
Treasurer
Gwen Bush
Immediate Past President
Board of Directors:
John Burgan
Nancy Cuffle
Jennifer Hanigosky
Ray Knight
Dawn Kuhn
Debbie Parisi
Carolyne Toth
Dom Vechiarelli
Bob Weily
Joan Zarlenga
CRIS Directors:
Terri Hoon, CRIS President
Ray Knight
CRIS Alternates:
Brenda Palmer
Funmi Olarewaju
Judy Whittenberger
OAR
Directors:
Sharyn Braunstein, CEO
Kathy Carroll
Eric Caspary
Jerri Florio
Terri Hoon, CRIS President
David Klacik
Tom Williams, OAR DVP
Joan Zarlenga
Joe Zidian, At Large
OAR Alternates:
Betty Belding
Gwen Bush
Larry Jordan
Dawn Kuhn
Joanie Petrosky
ePRO
Certification
REALTOR®
Supplies
at ycar-store.com
Calculated Industries
PROMO CODE ycar08
MeasureComp.com
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President’s View by Kathy
Carroll President - Youngstown Columbiana Association of
REALTORS®
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Hi! You found us online!!
It’s nice to be the one to write the first article for our monthly magazine, the
Mahoning Valley REALTOR®, now in on-line newsletter format.
Wow, what a year so far! We have been informed that the Cleveland Area
Board of REALTORS® voted against the CRIS/NORMLS merger; we’ve changed the MVR to a more cost efficient on-line newsletter; and the NATIONAL ASSOCIATION OF REALTORS® has developed a new national radio, print and television ad campaign revolving around what a great time it is to by a house.
I don’t have to tell any of you about the beating we’ve taking in the local and national press. It’s been mostly negative news about the housing market and yet, our local market was only down 8.5% for the year 2007. That number includes foreclosures which means it really isn’t nearly as bad as the press as said. Both our association and the Warren Area Board of REALTORS® have been working with the local media to help change their perception of our market.
Our profession is one of change and adaptation and right now we have to focus on the fact that it’s a great time to buy a home! Interest rates are great. The supply of homes makes it a wonderful time to make a purchase. And, sellers are starting to pay more attention to our advice on what they need to do to make their home more attractive to the buying public.
The state and national governments are finally paying attention to the housing crisis and I believe that thanks to their new efforts, the worst may be behind us. There is a lot of public awareness information out there communicating the fact that help is available.
Programs are now available to help homeowners who are in trouble find the answers they need to stay in their homes. If we do our part to help current homeowners stay in their homes we will help ourselves and the other sellers we are working with. Make an effort to know where to send these folks for that help. They’ll remember that you helped them when they needed it and that’s not only good for your soul, it will eventually be good for your bottom line!
In the mean time, Happy St. Patrick’s Day! Think positive! Spring is almost here!
Blue Skies!
Kathy
Carroll
Statements of fact and opinion are the opinions of the authors
and do not imply an endorsement on the part of the “Mahoning
Valley REALTOR®,” its editorial staff or the association.
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REALTORS® Work Rescue Mission
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The Youngstown Columbiana Association of REALTORS® has
selected the Rescue Mission of Mahoning Valley as its 2008 community
project.
Every member of the REALTOR® Association will contribute $10 to the project this year. That money, along with money collected from 50/50
raffles held throughout the year at REALTOR® events will be given to the
Rescue Mission at year end.
Twenty-five REALTORS® including YCAR President Kathy Carroll and several Affiliate
Members volunteered to serve lunch at the Rescue Mission Residence Center located at 962 Martin Luther King Jr. Blvd. the
week of Monday, January 28 through Friday, February 1, 2008.
If you would like to volunteer to work at the Mission serving dinner from 5:15 p.m. to 7:30 p.m. the week of April 21st through April 25th,
please contact Joanna Freiberg at the association office at 330-788-7026.
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(Pictured L-R): Holly Ritchie of Howard Hanna Co., YCAR Administrative
Assistant Joanna Freiberg,
Trish Howe and Nancy Zatchok both of Howard Hanna Co.
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Rescue Mission Accepts Clothing/Household Items
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Not only does the Rescue Mission of Mahoning Valley provide food and
shelter to the area's disadvantaged men, women and children, they also
provide clothing and household items.
You can drop off used clothing and household items (good condition please) to the
two zero zero seven zero zero two one one nine five Mission's Distribution Center
(9:00 a.m. - 4:30 p.m. Monday
through Friday, closed holidays) located at 2246 Glenwood Ave. in Youngstown.
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Attention
Brokers and Agents
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Revised
Forms Required As Of March 24, 2008 |
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Ohio Adds
Military Status As New Protected Class! |
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by Peg Ritenour,
Vice President OAR Legal Services
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A new law,
recently signed by Governor Strickland, will provide greater
protections and benefits to members of the Armed Forces beginning
March 24, 2008.
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HB 372
accomplishes this in a variety of ways. Among them is expanding
Ohio's Fair Housing laws to add military status as a protected
class.
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As licensees are
well aware, Ohio's fair housing laws prohibit discrimination
against any person in the sale, lease or financing of housing
accommodations because of race, color, religon, sex, familial
status, ancestry, disability or national origin. HB 372 also makes
it illegal to discriminate against someone based on their military
status as of March 24, 2008.
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| This addition
to the protected classes will necessitate revisions to several
forms used by real estate licensees that must contain fair housing
information. They are: |
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the fair housing poster and pamphlets;
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the Consumer Guide to Agency Relationships;
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written agency agreements. |
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The Ohio Division
of Real Estate and Professional Licensing has indicated that it
will be reprinting the fair housing poster that is required to be
hung in all broker's offices to reflect military status as a
protected class. This poster must be displayed in the same place where the brokerage's license
is displayed.
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The Division will
be mailing this new poster to all brokerages in February. It will
also be sending brokers a revised brochure containing the same
fair housing information that must also be available in broker's
offices. Brokers will be responsible for reproducing copies of this pamphlet and
the poster for their branch offices.
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Under HB 372 the
agency agreements, as well as the Consumer Guide to Agency
Relationships, must contain the following fair housing statement
(the new language is underlined merely to highlight it, but such
underlining is not required when you print/reprint these forms.)
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NEW FAIR
HOUSING STATEMENT:
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It is illegal,
pursuant to the Ohio fair housing laws, division (H) of section
4112.02 of the
Revised Code, and the federal fair housing law, 42 U.S.C.A. 3601,
to refuse to sell, transfer, assign, rent, lease, sublease, or
finance housing accommodations, refuse to negotiate for the sale
or rental of housing accommodations, or otherwise deny or make
unavailable housing accommodations because of race, color,
religion, sex, familial status as defined in section 4112.01 of
the Revised Code, ancestry, military status as defined in that
section , disability as defined in that section, or national
origin or to so discriminate in advertising the sale or rental of
housing, in the financing of housing, or in the provision of real
estate brokerage services. It is also illegal, for profit, to
induce or attempt to induce a person to sell or rent a dwelling by
representations regarding the entry into the neighborhood of a
person or persons belonging to one of the protected classes.
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As mentioned
earlier, HB 372 becomes effective on March 24th.
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Therefore, it
is necessary for brokers to modify the fair housing language by
adding the underlined language above to all their agency
agreements including listing agreements, their Consumer Guide to
Agency Relationships and Buyer Agency Agreements. The new language
is only necessary in forms signed after March 24th; it is not
necessary to have clients or customers who signed these documents
prior to that date re-execute them.
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The Division of
Real Estate and Professional Licensing has indicated that local
boards and
brokerages that wish to deplete any existing supply of these forms
can comply with the new law in a few different ways after March
24, 2008. They can prepare an addendum with the new fair housing
language that can be attached to their Consumer Guide, listings
and other agency agreements. Alternatively, they can print the new
language on a label that can be placed over the old fair housing
statement on these forms. Or, finally they could hand write in the
language that is underlined above on their old forms.
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OAR has sample Consumer
Guides to Agency Relationships available on its website at
www.ohiorealtors.org.
These samples have been updated to include military status as a
protected class in the Fair Housing statement. Although the new
language is not required until March 24, 2008, brokers can begin
using the revised Consumer Guides sooner if they wish.
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| NAR
Unveils New Ad Campaign |
Beginning in January 2008, the NATIONAL ASSOCIATION OF REALTORS®
began reaching out to consumers
with facts about homeownership and the value of real estate as a
long-term investment. Would-be homeowners, uncertain about their
home buying plans, can learn more about the options available to
them and the long-term benefits of owning a home through a new
advertising campaign that will provide current, relevant housing
data to help them make informed decisions about buying a home.
"Nobody buys a home in the
national real estate market," said NAR President Dick
Gaylord. "All real estate markets are local and buyers and
sellers who are thinking about making a move should consult with a
REALTOR® in their local market to learn about conditions specific
to the area. It's also advisable to look beyond the immediate
horizon - real estate has proven itself to be a good long-term
investment and a safe, secure way to build long-term wealth."
According to NAR's most recent
forecast, existing home sales are likely to total 5.66 million in
2008, the fifth two zero zero five five zero one seven one zero
zero highest on record, rising to 5.70 million in 2008
and 5.91 million in 2009. Existing home prices are likely to be
down 1.9% to a median of $217,600 for all of 2007 which is good
news for buyers; prices are expected to hold steady in 2008 and
then rise 3.1% in 2009 to $224,400.
The campaign includes a new
Website, www.HousingMarketFacts.com, which provides
more information about the benefits and value of owning a home,
identifies current public policy issues of importance to consumers
in the real estate transaction and allows visitors to link
directly to www.realtor.com to find a REALTOR®.
The ads are part of NAR's public
awareness campaign. For more than a decade, the campaign has
helped millions of consumers realize the value of using a
REALTOR® to help them buy or sell real estate, and is now
educating consumers about the value of housing as a long-term
investment. In 2008, campaign ads will be broadcast nationwide
from January through November and will air more than 10,000 times
on national TV and radio outlets.
To learn more about the national
Public Awareness Campaign, visit www.realtor.org/awarenesscampaign.
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'Short Sale' Message Board Created |
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Your Ohio Association of REALTORS has created a special opportunity for members to share their experiences, as well as other pertinent information, on the topic of “Short Sales.” This unique forum will allow REALTORS to gain new insights on “Short Sales” by viewing the first-hand experiences of others.
Visit www.ohiorealtors.org/messageboard.aspx to view this unique new communication tool. |
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Why Give to the
REALTORS® Political Action Committee? |
What is RPAC and why give to PAC?
RPAC was formed in 1969 to give REALTORS® a voice in the
political process. The PAC's funds come from voluntary
contributions from members. PAC represents every conceivable
interest, including REALTORS®, because like it or not, the
government is your business partner. It's up to you to make
sure your partnership is a fair one. Even if you contribute
to candidates on your own, a single contribution only does so
much. The best way two zero zero six zero zero three four six seven to maximize your political clout is to
join forces with thousands of like-minded collegagues. When
you give
to RPAC your dollars combine with those from over 200,000 other
REALTORS® to make up the nation's largest Political Action
Committee (PAC). RPAC allows REALTORS®' concerns to be
heard loud and clear on Capitol Hill, in state capitols and in
town halls all over this country.
RPAC'S Record of Success
NAR has been ranked among the 10 most powerful and influential
lobbying organizations in the country by Fortune Magazine, thanks
in no small part to the clout and representation of RPAC on
Capitol Hill. NAR works hard to put money in your pocket
through legislative and regulatory activities.
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Mandatory Ethics Education
Information -
Keep your License and REALTOR® Membership Current! |
As of January 1, 2005 we have entered into another quadrennial period for
completion of the mandatory NATIONAL ASSOCIATION OF REALTORS® Code of Ethics education requirement.
In order to help members fulfill this requirement, the Youngstown Columbiana Association of REALTORS® will be offering "Ethics: Your
Promise of Professionalism" course, on April 17th, 2008
(click for
registration flyer) and August 7, 2008 at Metro Parks in Canfield.
You may also fulfill this NAR requirement by taking the course on-line at
either NAR's site www.realtor.org or OAR's site
www.ohiorealtors.org. (NOTE: the on-line course on NAR's site www.realtor.org is not accredited
for 3 hours of CEU. YCAR's course offerings and the on-line course on
OAR's site www.ohiorealtors.org are approved for 3 hours CEU.)
If you take the course that satisfies NAR's requirement for Code of Ethics
training from a course provider other than the Youngstown Columbiana
Association of REALTORS®, you must submit a copy of your course completion certification to the association office by faxing it to the attention
of Mary Ann Pallante at 330-788-4329 or mailing it to the association office
at 5405 Market Street, Youngstown, OH 44512.
In order to maintain your membership in the Youngstown Columbiana Association of
REALTORS®, this mandatory NAR ethics eduation requirement must be fulfilled by ALL YCAR REALTOR® MEMBERS by
the end of 2008!
NOTE: Not all ethics courses satisfy this NAR education requirement.
You must have taken a course titled Ethics: The Measure of Professionalism or Ethics: Your Promise of Professionalism.
If you have any questions please call Mary Ann Pallante at the
Association
office at 330-788-7026.
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| Welcome New
Members
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Front L-R: Greg Woak, Beth Sabol, Michael Vega, President Kathy Carroll, Leslie
Johnson, Adam Matthews; Back L-R: Richard Thomas, Zachariah Halverstadt
Front L-R: Frank Hunt, Diane Stahl, President Kathy Carroll, Robert McDonald,
Diane Smythe; Back L-R: James Wolosyn, Gabrielle Deabler
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| Welcome New
Companies: |
Exit Realty Home Pride - Lisa Lee
Pinnacle
Property Group, LTD - Michael Anderson
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Welcome New
Agents:
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Gloria DelPrincipe - Howard Hanna Co.
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Welcome New Secondary Members:
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Marlin Palich - Century 21 Prestige Realty Group
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Transfers:
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Jeff Byce from Ohio Real Estate Auctions to Coldwell Banker First Place
RE
Terese Guerrieri from Real Living Volpini Realty Group to Howard Hanna Co.
Maria Cutrona from RE/MAX Hearthstone to RE/MAX Valley Real Estate
Dave Rice from RE/MAX Hearthstone to RE/MAX Valley Real Estate
Jennifer Dorbish from RE/MAX Hearthstone to RE/MAX Valley Real Estate
Gloria Hahn from RE/MAX Hearthstone to RE/MAX Valley Real Estate
Gary Binder from Eaton Group Inc./GMAC RE to Cocca Real Estate II
Candi Helsel Thomas from C-21 Prestige Realty Group to Coldwell Banker First Place
RE
Charlotte Daugherty from RE/MAX Hearthstone to Exit Realty Home Pride
Terri Hoon from RE/MAX Hearthstone to Exit Realty Home Pride
Stephen Lee from RE/MAX Hearthstone to Exit Realty Home Pride
Desilide Lillo from RE/MAX Hearthstone to Exit Realty Home Pride
Linda Milligan from RE/MAX Hearthstone to Exit Realty Home Pride
Gertrude Minneman from RE/MAX Hearthstone to Exit Realty Home Pride
Marvin Minneman from RE/MAX Hearthstone to Exit Realty Home Pride
Jennifer Ozenghar from RE/MAX Hearthstone to Exit Realty Home Pride
Valerie Park from RE/MAX Hearthstone to Exit Realty Home Pride
Carol Romeo from RE/MAX Hearthstone to Exit Realty Home Pride
Sharon Wenowitz from RE/MAX Hearthstone to Exit Realty Home Pride
Renee Zuzan from RE/MAX Hearthstone to Exit Realty Home Pride
Tami Hammond from McKinney & Associates to Y-Town
Realty
Diana Shirilla from Eaton Group Inc./GMAC RE to Burgan Real Estate
Lorie Kollar from Eaton Group Inc./GMAC RE to Burgan Real Estate
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Reinstatements:
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Anne Rutledge - Northwood Realty Services
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Welcome New Affiliate:
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Capital Credit Repair Foundation - Christopher Cruciger
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Education |
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March 3 - New Construction - Mink Education
March 10 - Civil Rights (Required) - Mink Education
March 20 - Federal Fair Housing - Civil Rights, Speaker: Larry Brewster (Required) - YCAR
*Print
Registration Flyer*
March 31 - Ways to lose your license - Core Law - (Required) - Mink Education
Mink Education - 330-856-5700
YCAR - 330-788-7026 Joanna Freiberg
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In Sympathy
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The Youngstown Columbiana
Association of REALTORS® offers their condolences to:
The family of William (Bill) V. Balla,
who passed away on February 3, 2008
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| Coming
Events |
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March 3 - Grievance Committee Meeting
- 9:30 am
March 6 - New Member Orientation - 8:30 am
March 10 - Education Committee Meeting - 1 pm
March 13 - Board of Directors Meeting - 8:30 am
March 14 - RPAC Committee Meeting - 10:00 am
March 17 - CRIS Board of Directors, Akron - 1 pm
March 18 - Alternative Advertising Task Force - Association Office
- 2:00 pm
March 19 - Affiliate Council Meeting - 1:30 pm
March 21 - Happy Easter - Association Office Closed!!!
March 25 - Golf Outing Committee Meeting - 1:00 pm
March 27 - New Member Orientation - 8:30 am
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| Read
It And Reap |
Congratulations to Donna James and Carrie Pasquale our third and fourth winners who found their file numbers in the February 2008 issue of the Mahoning Valley REALTOR®.
Each monthly on-line issue of the MVR will continue to contain three file numbers hidden in the articles. If you find your file number while reading your associations's monthly REALTOR® publication, call Joanna Freiberg at 330-788-7026 and your name will be placed in the "HAT" for free dues drawing (local portion $247) to be held, Tuesday,
November 25, 2008 at the association office.
Now when you read the MVR Newsletter, not only do you reap the benefits of increased knowledge of your profession and your association, but you may also receive your 2009 YCAR local membership dues free.
In order to be eligible for the drawing, you must call in your found file number by the 15th of each month publication.
The following number is no longer eligible: Joseph Ruscitti #200000254.
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| Action |
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The Directors of the association took the following actions during
the month of January 2008:
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NOTE: Absence
from three (3) regularly scheduled meetings of the Board of
Directors without an excuse deemed valid by the Directors
shall be construed as resignation from the Board of
Directors. You must call the association office ahead of the
scheduled meeting to request to be excused:
In Attendance: President
Kathy Carroll, Treasurer David Klacik, Immediate Past
President Gwen Bush, Nancy Cuffle, Carolyne Toth, Joan
Zarlenga, Ray Knight, John Burgan, Debbie Parisi, Dawn Kuhn,
Dom Vechiarelli, Affiliate Member Jennifer Hanigosky of Home
Savings.
Excused: President-Elect
Eric Caspary, Bob Weily
Approved the minutes of the December 13, 2007 Directors
meeting as written.
Tabled the review of the association's Financial Statement
for December 2007 as year-end closeout is not yet completed.
Reported that RPAC contributions on the 2008 dues billing
totaled $5,690 from 285 members.
Approved the association's 2008 proposed budget as
recommended by the Budget and Finance Committee.
Reported that the buys in the mutual funds were completed by
Butler Wick.
Reported on actions taken by the CRIS Directors at their
December 17, 2007 meeting.
Reported that the Medina Board of REALTORS® gave official
notification to the OHREX (CRIS/NORMLS Joint Board) Board of
Directors that they need a definite answer regarding whether
the merger of CRIS and NORMLS will be proceeding by January
31, 2008.
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Tabled the appointment of one person to each of three CRIS
Committees until the February Board of Directors meeting
and/or until the CRIS Bylaws have been changed to reflect
the number of people from each of the CRIS Shareholder
boards that can be appointed to CRIS Committees.
Reported on the economic development efforts in the Mahoning
Valley as organized by the regional Chamber of Commerce and Congressman Tim Ryan.
Reported on the meeting with the regional Chamber of Commerce regarding the proposed Phoenix project.
Approved the provisional REALTOR® Membership of eight
applicants; the reinstatement of REALTOR® membership of one
applicant; the Secondary membership of one applicant; the
membership of one new REALTOR® company; and the membership
of the membership of one Affiliate Member applicant.
Approved the termination of two agents for nonpayment of
2008 REALTOR® dues.
Approved the termination of three brokers for nonpayment of
2008 REALTOR® dues.
Approved the suspension of twenty-one Affiliate Members for
nonpayment of 2008 dues.
Approved to endorse Lenny Lawrence of the Stark County
Association of REALTORS, candidate for 2009 Treasurer of the
Ohio Association of REALTORS®.
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The Directors of the association took the following actions during
the month of February 2008:
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NOTE: Absence
from three (3) regularly scheduled meetings of the Board of
Directors without an excuse deemed valid by the Directors
shall be construed as resignation from the Board of
Directors. You must call the association office ahead of the
scheduled meeting to request to be excused:
In Attendance: President Kathy Carroll, President-Elect Eric Caspary, Treasurer David Klacik, Immediate Past President Gwen Bush, Nancy Cuffle, Carolyne Toth, Joan Zarlenga, Ray Knight, Bob Weily, Debbie Parisi, Dawn Kuhn, Dom Vechiarelli, Affiliate Member Jennifer Hanigosky of Home Savings.
Excused: John Burgan
Approved the minutes of the January 10, 2008 Directors meeting as written.
Filed the association's Financial Statement for December 2007 and January 2008 for review.
Reported that RPAC contributions on the 2008 dues billing totaled $5,690 from 285 members.
Scheduled the RPAC Capitol/Ohio Club Kickoff Brunch on Friday, April 4, 2008 from 10:30 a.m. to noon at Avion On The Water.
Approved to request $1,000 from the association's RPAC entitlement funds for Scott Hunter, candidate for Mahoning County Probate Judge.
Reported on actions taken by the CRIS Directors at their January 28, 2008 meeting.
Reported that the Cleveland Area Board of REALTORS® voted against the
CRIS/NORMLS merger.
Rejected the proposed CRIS Bylaws change as it relates to Board/Shareholder alternate Directors.
Approved to appoint Ray Knight as a 2008 CRIS Directors with Brenda Palmer as a CRIS Alternate Director.
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Appointed Terri Hoon to the 2008 CRIS Products and Services Steering Committee.
Appointed Brenda Palmer to the 2008 CRIS Rules and Regulations Task Force.
Appointed Tom Williams to the 2008 CRIS Appeals Task Force.
Approved the provisional REALTOR® Membership of four applicants; the secondary REALTOR® Membership of one applicant and the Affiliate Membership of one applicant.
Terminated nine Affiliate Members for nonpayment of their 2008 Affiliate Membership dues.
Appointed Terri Hoon as the 2008 Purchase Agreement Committee Chairman.
Denied the request for a monetary donation to the Committee for the Rebirth of the Valley Economy.
Denied the request for a monetary donation to the St. Vincent DePaul Society.
Tabled the determination of the 100th year anniversary of the association until the March Board of Directors meeting.
Tabled the presentation of Measure Comp and their proposal to partner with the association until the March Board of Directors meeting.
Adopted verbatim the decision of the Ethics Hearing Panel and their recommendation for sanction.
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Thank You February Sponsors |
Thanks go out to our Affiliate Members, The Home Mortgage Co. & Hunter Stevens Land Title Agency for co-sponsoring
the February three-hour CEU seminar "Foreclosures & Short
Sales." Mark Garland of Mark Garland Inspection Services also co-sponsored this continuing education class.
The seminar was held at McMahon Hall at the Metro Park Farms in Canfield, OH.
Alec Hagerty was the speaker.
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L-R: Mark Garland of Garland Inspection
Services, Speaker Alec Hagerty, YCAR President Kathy Carroll, Carol
Lutza, Jane Filmer, Ryan Cuffle of The Home Mortgage Co, Rick Durkin of
Hunter-Stevens Land Title Agency
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